Payment methods

Secure and clear payment for every order

Review the available payment options, VAT and order total before confirming your purchase. Card details are entered only on the secure payment providerโ€™s page.

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Online payment

Card and digital wallets

Available methods are shown on the external secure payment page.

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Approved customers

Bank transfer

This option appears at checkout when it is enabled for the customer account.

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Before confirmation

Full order breakdown

Products, delivery, VAT and the final total are shown before payment.

Payment process

From checkout to confirmation

The checkout shows only the payment methods currently available for the order and customer account.

  1. 1
    Review your order

    Check the products, quantities, delivery cost, VAT and final total.

  2. 2
    Choose a payment method

    Select one of the options displayed for your order at checkout.

  3. 3
    Complete payment securely

    For online payment, you continue to the external secure payment provider.

  4. 4
    Receive confirmation

    We show the order status and send the available confirmation details by email.

Online payment

Cards and digital wallets

Depending on the payment provider, device and country, the secure payment page may offer the following methods.

Visa Mastercard Apple Pay Google Pay
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Availability can vary. The exact card and wallet options are displayed by the secure payment provider when you continue from checkout.

Account payment option

Bank transfer and approved payment terms

01

Bank transfer

If bank transfer is enabled for your account, choose it at checkout and use the payment instructions provided with the order.

02

Pay by invoice

Customers with approved payment terms may see an invoice payment option linked to their account.

Do not send a transfer without an order reference.

The payment must be linked to the correct order. Use only the details and reference supplied with your order.

Order totals

VAT and invoices

VAT display

Use the VAT selector in the site menu to view prices including or excluding VAT where available.

Final calculation

The checkout calculates the applicable VAT and shows it separately in the order summary. If the applicable VAT is zero, the summary displays zero.

Company purchase

Enter the correct company and billing information during checkout so it can be used for order documents.

Invoice

The invoice reflects the confirmed order, billing details, payment method and applicable tax calculation.

After checkout

Payment status and failed payments

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Payment completed

The order can proceed after the successful payment status is received.

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Payment pending

Some payments require additional processing. Do not place a duplicate order while the status is being updated.

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Payment failed or cancelled

Return to checkout and try an available method again, or contact support with the order number.

Security

Your card details stay with the payment provider

Spareza does not ask you to enter card details directly on the store checkout page. Online payment is completed on the connected secure payment providerโ€™s page.

1Encrypted connectionPayment is completed through a secure connection.
2Provider verificationYour bank or wallet may request additional confirmation.
3Order referencePayment status is connected with the relevant order.
Frequently asked questions

Payment questions

Which payment methods can I use?

The exact methods available for your order are shown during checkout. Online card or wallet payment is available through the connected secure payment provider; approved accounts may also receive bank transfer or invoice options.

Where do I enter my card details?

After confirming the order details, you are redirected to the external secure payment page. Card details are not entered or stored on the Spareza checkout page.

Why is bank transfer not shown?

Bank transfer is an account-based payment option. It appears only when it has been enabled for the customer account.

Where can I see VAT?

The order summary shows the applicable VAT separately before payment, together with products, delivery and the final total.